Getting a health insurance plan is very important for individuals and families in today’s unpredictable scenarios. With the pandemic happening on one side and the dynamic nature of current life on the other, having the right health insurance in place can save you from spending a huge amount of medical expenditure. Although there are numerous first-class health insurance policies like Max Bupa health insurance out there in the market, finding the right one for your requirement is quite a tricky job.
You need to do in-depth research to find out the best health insurance that fits all your needs. To help you with the same, we have given a comparison chart for the best health insurance in this article. Keep reading to know more!
| Name of the insurance | Bajaj Allianz health insurance | Aditya Birla health insurance | Max Bupa health insurance |
| Type | Available for both individuals as well as families. | It is available in both personal and family health insurance schemes. | Individual, husband, and wife, as well as family health insurance options, are available with the Max Bupa health insurance plan. |
| Eligibility criteria | For adults of 18 to 60 years of age. Dependent children of 90 days to 30 years can be tagged along with the health insurance plan. People above 60 years of age can avail themselves of a senior citizen health insurance policy. | Adults above 18 years of age till 60 can opt for this plan. Children from 91 days to 25 years also can be a part of this plan. Senior citizen, health insurance policy is available for people above 60 years of age. | Individuals below 60 years of age can apply for the Max Bupa health insurance scheme. People above 60 years of age can opt for a senior citizen health insurance policy. |
| Tenure of the insurance policy | The health insurance tenure is available in the variants of 1 year, 2 years, and 3 years. | The tenure of the policy can be availed for up to 3 years. You can also choose for 1 year or 2 years initially and then renew later. | 2 years is the maximum policy tenure period when it comes to Max Bupa health insurance. The policyholder can renew the health insurance once it expires. |
| Amount insured | The total amount for the Bajaj Allianz insurance plan is around Rs. 1.5 Lakhs to Rs. 50 Lakhs | The amount for the insurance plan is somewhere around Rs. 3 Lakhs to Rs. 25 Lakhs | The range of amount for the Max Bupa health insurance is around Rs. 5 Lakhs to Rs. 1 Crore. |
| No of hospitals under the cover | They have 6500+ hospitals | With this health insurance plan, you get around 7500+ hospitals to take your treatments in. | The Max Bupa health insurance group has tied up with 4500+ networks of hospitals. |
| Pre-existing illness coverage | This health insurance covers the pre-existing disease from the 36th month since the beginning of the policy. | The waiting period for the insurance policy to cover the pre-existing diseases is till the 48th month of the health insurance adoption. | With this health insurance plan, the waiting period for existing illness is around 4 years. |
| Features | The health insurance policy offers many benefits like maternity and childcare coverage, pre and post-hospitalization cost cover, OPD cover, reinstatement benefits, daycare treatment cover, critical illness cover, COVID19 claim, and many more. | With Aditya Birla health insurance, you get all the essential costs cover like outpatient department cover, daycare treatment cover, post and pre-hospitalization costs, reinstatement benefits, COVID19 claims, free medical check-ups, and so on. | Max Bupa health insurance offers extensive coverage like hospitalization charges, accident recovery claims, maternity benefits, COVID19 cover, daycare treatments, etc. |
